NEW ZEALAND SOCIAL CREDIT POLICAL LEAGUE (INC.)  OFFICIAL POLICY FOR 1963 ELECTION  INDEX  Page  The Basic Principles Underlying Social Credit Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . I  Explanation of Financial Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 - 4  Finance and Taxation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . 5  Constitutional . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6  Social Security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . 7  Primary Industry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 - 9  Forest Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10  Employment Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 - 11a  Secondary Industry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 - 12a  Export Trade . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 - 13a  Health Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 - 17  Policy on Education . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 - 19a  Recreation and The Arts, Women and Children . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20  Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . 21  Radio and Television . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22  Electric Power, Immigration, Penal Reform, Scenic Attractions . . . . . . . . . . . . . . . . . . . . . . 23 & 23a  Tourist Development . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24  Maori Affairs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25  Statement on Defence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26  External Policy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27  General . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .28 - 29  The Tenets of Social Credit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 - 31  THE BASIC PRINCIPLES UNDERLYING SOCIAL CREDIT POLICY  1. An efficient money system is possible, and is indeed overdue, to distribute the goods produced under today's modern productive methods.  2. A Social Credit Government would recognise the basic democratic importance of the individual in society, and would therefore ensure that the necessary machinery of the State would carry out its functions without encroaching on individual liberties and freedom of choice.  3. The progress through technology, automotive processes, improved techniques should be to the benefit of all, so Social Credit is concerned primarily with increased production, and more efficient distribution. This involves the cutting of taxation levels, and a reduction in internal costs.  4. We must educate the young to take a full part in the type of society they will enter. This will include more leisure time as machines continue to do more of the work cone by men. They must be developed to use that leisure time sensibly and with due responsibility to society.  5. New Zealand will earn its wealth from primary production for years to come. Trade is the exchange of goods to mutual advantage and so we would vigorously pursue policies designed to increase our real wealth and maintain our ownership of our natural resources.  6. Any government has a responsibility to its senior citizens, the sick, the young and the mentally or physically retarded, They should not have to compete with conditions they cannot control and so they should receive just recognition at all times.  A MONEY SYSTEM OWNED BY THE CROWN, NOT BY AGENTS  It is the responsibility of the Crown and Government to supply the people with a money system. That system should be owned by the Crown and not by the banks or agents it uses to operate it.  After all notes and coins are only a medium of exchange and today only about 20% of our transactions use them. The other 80% are book-keeping entries based on credit. The Crown owns the right to create coins and notes. It should also use the right to create credit an behalf of the people who produce the nation's goods and services.  Then the banks, already operating efficiently and responsibly, merely act as agents in putting the machinery of the nation's money system into effect.  FINANCIAL POLICY  This policy is designed to achieve the following results:  1. To provide more money and credit for the public as the number of goods produced and the services available increase. Let's look at money over the years. In the olden days men bartered what they had for what they wanted. Then they found that variety of goods to be bartered created a Problem. Someone wanted a bag of corn and was prepared to trade a sheep, but the man with the corn didn't want a sheep or he didn't want it at that time. So a method of coin money evolved, a token to represent the barter, backed by the sheep or the ox or the corn - backed by the goods. As production grew and populations increased, eventually coins were not enough. Gold was used as a Basis of trade, and notes were introduced. Individual banks were allowed to issue notes in their own name: Then the central government Bank (our Reserve Bank) took over the right to issue notes, But the production of goods and services went an apace, and in fact, an industrial revolution took place in Europe. How were people going to buy the goods which were pouring out of the new factories- Obviously the money System needed a change to meet unforeseen conditions. The credit System emerged. Book-keeping entries and the cheque System allowed for complex transactions in trade to take place quickly and effectively. Then came automation, increasing production on more and more fronts. Once again, how were these goods and services going to be distributed. More corn, more butter, more cars and refrigerators and washing machines. Less and less men needed as labourers in factories to produce them. Machines, machines, machines doing the work of men. A good thing .... greater leisure time you would think. But no . . . . . . still no effective method of distribution. And so, instead of leisure related to reduced hours of work we see more unemployment - enforced leisure - in the great industrial countries, with vast surpluses of production at the Same time. It doesn't make sense. So, the next logical step must come. A distribution system which allows the goods they produce and the services they provide TO BE AVAILABLE TO THE PEOPLE. That means as much money and credit available as there are goods and Services. That means Social Credit.  2. All the machinery to put such a policy into effect is already there - an efficient Banking System; modern accountancy machines and highly trained staff. The banks would still issue credit to their clients by way of over-drafts, the only change would be that they would not own that credit and therefore would not have the right to charge high rates of interest an it.  3. When the Government required money for Public Works and Local Body Works it would receive this interest-free which would Gut the cost of financing schools, bridges, roads, hospitals etc. These could only be built, of course, according to the labour and materials available, but the more we produce and the more we earn, we would naturally be able to afford more and better schools, hospitals and so on.  4. Our overseas income determines the extent to which we can Import from abroad. A fall in the volume of production for export or in the prices received for such production would mean a corresponding fall in overseas income and therefore a restriction an Imports. In these circumstances, as in others, there would be no expansion of credit beyond what could usefully be employed. Every care would be taken to ensure that under all circumstances the people had enough money to buy what was available and no more.  5. It's a simple matter of book-keeping. Just as a housewife budgets her income with her spending so a Social Credit Government would balance the amount of money and credit with the value of the country's production and services. After all, money has no real value in itself unless there are goods and services to back it up.  6. The introduction of Social Credit involves the acceptance of a principle and would not upset the day by day workings of banks, trading concerns, importers or anybody else. Just as New Zealand accepted overnight the principle of Social Security which meant more money to those in need, so the acceptance of Social Credit in principle would allow an up to date, efficient and intelligent monetary system to start operating the day after the election.  FINANCE  Money required for governmental purposes within New Zealand over and above that obtained from revenue, will be provided from the Reserve Bank interest-free and, where circumstances warrant, debt free.  2. Normal business relations between the trading banks and their customers  will remain undisturbed, but when credit is issued, the Trading Banks  shall not claim such credit as their own property, but will act only as  agents for the Reserve Bank functioning for a National Credit Authority.  3, Savings: The Post Office Savings Bank and other Savings Banks will be  maintained as repositories of the people's savings and equitable rates  of interest will be paid.  4. The Trustee Act will be amended to enable investments to be made in  approved industrial and agricultural undertakings and especially Afforestation. A National Development Corporation will be established to advise on investments, which will include those of private individuals., estates, trusts, all savings banks and building societies. The integrity of such investments will be State guaranteed.  5. The National Credit Authority be required to produce to Parliament annual  National Statements of Accounts.  6. Fuller government accounts providing all information and presented in conformity with modern accounting practice will be tabled before Parliament.  Inflation  To stabilise the cost of living and to ensure that the value of people's production of goods and services is not lost through high retail prices We would therefore :-  (i) Retain and extend present subsidies on butter, milk, flour, eggs etc.  (ii) Revise the administration of the Trade Practices Act to prevent  advantages obtained from other parts of our policy being  filched from the public by profiteering  TAXATION  To restore incentive and reduce costs, substantial reductions in taxation will be announced by the Leader at the opening of the campaign.  CONSTITUTIONAL  A. A Bill of Rights will be drawn up and put an the Statute Book to protect the liberties and rights of the individual.  1. A Committee of Enquiry will be set up to study and decide which regulations should be amended or repealed - for example, those that clash with the Bill of Rights.  2. All orders in Council and acts of administrative bodies to be subject to the right of appeal in a Court of Law.  B. We re-affirm our intention of maintaining the three year life for Parliament.  C. Legislation would be introduced requiring all Ministers holding office under the Crown in New Zealand to disclose their full financial position, commercial interests, holdings of land, company shares and stock etc. to the Auditor General who will report any information he regards as necessary to a Select Committee of the House. The purpose of the Select Committee will be to see that the private affairs of the Minister do not conflict with the interests of the State.  SOCIAL SECURITY  A. Without increasing taxation, benefits will be increased to ensure a reasonable standard of living comparable with other sections of the community, and to correct existing anomalies and inequities.  B. We will remove certain anomalies from the Act which penalise applicants for benefits such as those who are self-employed and married persons who both work.  C. Pensioners will be entitled to an annual warrant to travel free an government owned road and rail services outside holiday periods. We will provide a public telephone in association with each block of pensioners flats. We will provide automatic washing machines to all pensioners flats as required.  D. We will remove unjust restrictions on claims to Social Security, Sick or Disability benefits.  E. We will publicise the benefits and methods of assistance which are written into legislation so that all eligible will know the extent and details of such legislation.  PRIMARY INDUSTRY  Preamble:  The Social Credit Land and Agricultural Policy will be directed to :-  (i) Security of tenure.  (ii) Promotion of land settlement and development.  (iii) Incentives to increase production by way of reciprocal trading and export market development  A. The Farmer's Standard of Living  Social Credit is pledged to assure the farmer his cost of production which includes his just reward on a basis equivalent to that of the rest of New Zealand.  A search for alternative overseas markets for the disposal of surplus exports, not required by traditional trade connections, will be  vigorously pursued.  Trade commissions will be appointed to prospective marketing countries.  We will investigate the operations and profits made by overseas and other companies operating in the wholesale meat business with the object of ensuring to the primary producer the best possible returns for his products and encourage the extension of the co-operative principle in meat marketing.  B. Land Tenures It shall be the Social Credit objective to make it financially possible for people to own their own land on the basis of private individual ownership.  C. Land Development  i. The government will provide long term finance for agriculture and forestry providing finance at 3% interest, and this will be administered through a decentralised financial agency.  ii. W e will set up Development Councils in areas such as Otago to assist in promoting the development of these areas.  iii. The policy of land development at present being carried out will be pursued.  iv. Loans up to one hundred per cent will be made available on a progressive basis at not more than three per cent to private persons for land settlement development.  D. Research  Steps will be taken to establish a Scientific Industrial Research Corporation in order to secure more ample and better equipment, more adequate remuneration for those engaged in co-ordination and research. Remuneration of scientific and research personnel will be greatly increased to compare with overseas conditions. Additional equipment required to facilitate the work will be provided and much of the frustration being experienced in the research field will be eliminated through the setting up of a direct corporation. The Corporation would also be responsible for co-ordinating and greatly expanding science and research in New Zealand. Ina world of technology, increased research is vital to the country's future and standard of living and the necessary financial grants would be provided for.  In conjunction with the research Corporation, research will be greatly intensified with more emphasis an the relationship between agricultural and general health of man, animal and soll. For this purpose there will be increased grants for facilities for agricultural, plant and animal research. Diagnostic centres will be set up in all suitable districts.  E. Farm Training  All existing farm education and training schemes will, where necessary, be extended to cope with the current need, and a voluntary scheme of adult farm training will be introduced. At the conclusion of training graded applicants will be eligible for finance.  F. Capital Stock.  Farmers will be given the right to choose between .the present system of standard value for livestock whereby all stock is trading stock, and the system whereby capital stock is treated as such and only trading stock is taken into account in arriving at taxable income. No additional tax shall be incurred in making the changeover.  G. Reserve Accounts.  All primary producers will be given the opportunity to voluntarily establish reserve accounts to cover disasters due to natural phenomena and not otherwise insurable, similar to the Snow Loss Reserve legislation.  H. General  In country towns and rural districts we will expedite the building of accommodation for Police officers, school teachers, civil servants and farm workers to encourage them to seek work in these areas.  I. Land Valuations  The system of land valuation and tenure has developed into a deplorable state causing hardship, increasing costs and much injustice, and a Social Gredit government would hold an investigation into the whole of the relative law to bring about consolidation, realism and justice in that law.  FOREST POLICY  1. WATERSHED PROTECTION:  To ensure that water supplies are protected and conserved and that soil erosion and flooding are reduced to a minimum by the reservation of adequate watershed forest areas and by the intensification of measures for the protection and improvement of forest and other vegetation an these areas.  2. TIMBER PRODUCTION  (i) To conserve the dwindling supplies of native timber and to ensure  that this timber is made available for the exacting specialist uses  for which its high quality makes it so eminently suitable.  (ii) To make adequate Provision for New Zealands Future timber requirements, not only by increasing State plantings of pines and other exotic timbers but also by providing soundly-based incentives to encourage f arm, company, and local authority plantings.  (iii) To improve farming economy generally by bringing into timber production those considerable areas of farms which, although unsuitable or marginal for agricultural or pastoral purposes, will nevertheless grow good timber.  3. WOOD PROCESSING AND MANUFACTURING INDUSTRIES:  To provide employment for our increasing work force as well as to provide markets for increased timber production by instituting a long-term Programme for the establishment of wood processing and manufacturing industries.  4. EXPORTS  To develop timber and wood products as an additional major source of export earnings.  5. TIMBER PRICE STRUCTURE:  To remedy the mis-use and wastage of much of our timber and to remove many of the deterrents to timber production caused by the unsoundly based price control maintained by successive governments over the last twenty years.  6. CONSERVATION:  The Nature Conservation Act will be amended to provide for a council working in conjunction with the Research Corporation to properly conserve natural beauty as a national asset, greatly expand soil conservation and flood control to protect our farm Lands for all time.  EMPLOYMENT POLICY (INDUSTRIAL)  Social Credit acknowledges the right of all workers to organise and strive to improve their conditions, their rates of pay and hours of work.  Trade Union Membership  A. We reaffirm our endorsement of the principle of conciliation and arbitration in the settlement of industrial disputes. We will investigate the provisions and administration of the present Industrial Arbitration and Conciliation Act, with a view to revision.  B. We will arrange a meeting of interested parties to study the possibility of staggering annual holidays throughout the year to ensure the provision of adequate services at all times.  C. Automation. Automation will result in the production of more wealth and is therefore a good thing. However, we realise that there will be problems in the transitional period from an industrial point of view. In the ultimate and overall we are satisfied that in an expanding Social Credit economy this labour will be rapidly obsorbed in other work; but during this transitional period we would guarantee to all workers who were displaced the amount of their award rate until other employment was made available. This applies to all workers unemployed but conditions will be laid down to prevent abuses e.g. a worker who will not take a Job offered handy to his home and suitable to his capabilities will be taken off the award wage payment. While such payment may at first seem unfair to those an sick or invalidity benefits, it must be remembered that the whole benefit system is based an productivity. The sooner we hasten the advent of automation and so increase production, the sooner all benefits such as sickness, age or invalidity can be increased to give security and a higher living standard to all. When the wage earner is assured that he will gain by automation and not suffer through unemployment we will get muck more cooperation between staff and management, cutting down work stoppages to a minimum and improving efficiency generally. Sick benefits should not be such as to encourage beneficiaries to remain unnecessarily long an the benefit.  D. Living Wage. We believe that the workers should receive an adequate income for forty hours work to enable them to support themselves and their families.  E. Reward for continuity of service. As an incentive to encourage continuity . of service in employment, we will grant one extra day's holiday annually for each year of service up to ten years after the first year.  F. Co-operative enterprise. We favour the principle of co-operative enterprise. In the case of monopoly in any industry, we will actively assist the formation of a Co-operative supply organisation so that small operators will be free of the dictates of any monopoly group.  G. Margin of Skill. Our object will be to restore 33-1/3°/ as a margin between tradesmen and unskilled workers, after consultation with Trade Unions.  H. Finance for Business. We will provide finance up to 75% for workers wishing to commence their own Business similar to the conditions extended under the rehabilitation scheme applying to ex-servicemen.  I. Research. We will foster and assist the expansion of industrial research to improve the natural efficiency and ability of New Zealand workers. Scholarships will be made available to enable them to study and train overseas.  There is an ever growing need for more and more skilled and technical workers in this age of science so every encouragement must be given towards greater skill and trade training.  SECONDARY INDUSTRY  1. That we will encourage secondary industry both from the point of view of expanding existing and setting up of new industries more particularly where:  A. It can be shown that the industry concerned can operate at prices competitive with identical imported articles.  B. The industry can utilise efficiently local raw materials.  C. Our co-operation with private enterprise in the expansion of industry will be to the benefit of the people of New Zealand. We recognise that it is a matter of national importance to arrest the decline of the coal industry especially in regard to its potential for conserving overseas funds. We will encourage greater usage of coal in its present form and proceed with the establishment of coal utilisation in other forms as follows:  i. Coal Utilization:  a. the Manufakturennt of brickettes.  b. the production of nitrogenous manures.  c. the production of tar, ammonia, disinfectants and metallurgical coke and other by-products.  ii. The development of other industries utilising such products as oil and natural gas, ironsands, bauxite, etc. will be fostered.  2. Minerals, Gas and Oil  The development of minerals, natural gas and oils should be an a national scale and the government an behalf of the people should share equitably in the Profit. A Social Credit government would reassert the right of ownership by the people of New Zealand of all minerals and see that the people benefit by lower prices from the exploitation of the mineral wealth. Where companies hold mineral rights over lands, these rights shall be operated within seven years or those rights shall revert to the government.  3. Social Gredit Government will set up a Board of Trade to handle and stabilise imports to remove imports from the fluctuations caused by political control.  4. Harbours  We would actively assist in improving both major and secondary ports in New Zealand to speed up the turn round of ships.  5. We will foster and assist the expansion of industrial research to improve the natural efficiency and ability of New Zealand workers. Scholarships will be made available to enable them to study and train overseas.  6. Investment of Overseas Capital in New Zealand Development  (a) Interests of New Zealand economy must be paramount.  (b) More Information be made available to the public re terms and conditions.  (c) New Zealand investors will be given the opportunity to invest substantially in these enterprises.  (d) Outgoings of New Zealand exchange in respect of dividends an overseas capital shall not exceed the savings and/or earnings an exchange effected by the industry.  EXPORT TRADE  A. In order to stabilise our overseas income we will:  a. Expand trade with other countries by setting up trade offices in likely areas and so diversify our export markets.  b. Foster a wider range of export products.  c. Promote new industries such as Fishing, Canneries of foods for export, and fresh vegetables to the near East.  B. Sufficient exchange will be reserved to provide for essential capital equipment and raw materials.  We will give practical assistance to firms for increasing New Zealand exports.  Allow increased expenditure an advertising and travelling, as tax exemptions and remove hampering  controls.  Apply immediately to G.A.T.T. for a waiver to permit the reciprocal and bilateral trading with countries  other than traditional markets.  Establish in the Reserve Bank of New Zealand credits for those countries willing to reciprocate so that trading may proceed unhampered by balance of payments problems.  Use all possible means to promote sales of New Zealand Products in potential markets.  EXPLANATION OF EXPORT TRADE POLICY  Expansion of our export trade can only be successfully achieved if it is treated n a long term basis.  Our primary producers must know the basic principles which will determine policy in our trade with other countries. For instance, Social Credit believes that an immediate application should be made to GATT for a waiver of the agreement to allow for the promotion of reciprocal and bilateral trading which is becoming increasingly necessary with countries other than our traditional markets.  We know that 88% of our dairy produce is still sold in the United Kingdom and similarly 88% of our mutton and lamb but this may not always be so, particularly as quotas are already being discussed for the entry of dairy produce to the United Kingdom und there is likely to be a change in the freedom which we have had an the United Kingdom meat market.  Naturally the question arises that many of the countries who Gould well use our foodstuffs have not the exchange to pay for them but as their standard of living ;Pes so will they become more important markets. We should not wait and perhaps lose these markets just because of an exchange problem and therefore we would establish in the Reserve Bank of New Zealand credits for those countries which were willing to reciprocate with us so that trade could proceed unhampered by balance of payments Problems.  Successful trading requires successful promotion which, while a market has to be explored it is unreasonable not to provide some incentive for private enterprise but plan its initial promotion in those areas so that trade can be built up. Therefore we would allow increased expenditure an advertising and travelling and provided such expenditure was for the purpose of promoting exports, it would be exempt from taxation.  We recognise the tourist industry as an important export earner and so would include it in the above exemption.  Successful selling often requires diversified production because the tastes and habits of customers vary the more we sell to a wider range of countries. This again means intensified promotion, better packaging and a change of thinking from the days when we were selling in bulk to only a few countries.  We would increase the number of trade offices in likely areas and staff them with experienced personnel who would be provided with a realistic budget to enable them to compete against those nations who are already conducting skilled and intense campaigns to promote their own wares.  Allied to this export policy must be a long term approach to import controls. Under Social Credit they would be removed from political influence which in the past under both Labour and National has been used in election years to curry favour with sectional groups in order to gain political support.  For instance, in the 1951, 1954, 1957 and 1960 election years New Zealand showed a deficit of £209 million through over importing which had to be made up by hard work, increased production and tighter controls in the non election years.  Social Credit would set up a Board of Trade whose responsibility would be to carry out a long term policy of import allocation related to export earnings for the year concerned and also taking into account the long term export development referred to above. This board would be able to grant special concessions for the provision of essential capital equipment and raw materials needed by farmers and others to increase our own primary production and so help increase our export earnings, Sufficient overseas exchange would be allocated by the Reserve Bank for this purpose.  It is only logical that we must increase our exports before we can soundly look forward to increased imports.  The primary production boards have already done much to diversify their production and assistance would continue to be given them to further their efforts.  The development of Forestry as an export trade, the fishing industry, canned vegetables and other raw materials is still in its infancy and will only achieve success if the party political attitude is removed from government policy, particularly an a long term basis.  World trade is a complex and highly skilled business and our boards representing our producers must feel confident that Government is behind them by way of assistance, confidence and government planning so that the job is done as a team. In many cases government to government arrangements are necessary before private enterprise can successfully promote its own goods and this type of cooperation has never been more essential.  HEALTH POLICY  In the formulation of a Health Policy, the definition of the term "Health" is in accord with that laid down by the World Health Organisation, which states "Health is a state of Physical, Mental and Social well being and not just the absence of disease."  To this end, we believe in the ultimate establishment of the Best possible Health Service obtainable, one which is allembracing and which will provide for the training of sufficient personnel in all branches of healing.  It is a mistake to lock upon the Medical Service as something fixed and irrmutable. It needs freedom to grow, and if it is to grow and if it is to work out its own destiny in research and its application to the improvement of human well being, it must become progressively freer from the restrictions of State Control.  GENERAL  1. Owing to the fact that there is strong evidence of the injurious effects of the addition of non-nutritive substances to food, steps will be taken to safeguard the public health against this growing practice.  2. The Promotion and maintenance of good health is an important form of disease prevention, and to this end; and as an important accessory, we will establish a System of health education which will include in the Curriculum such objects as the desirability and advisability of natural foods, the baneful effects of denatured foods and excesses of all kinds.  3. We do not believe in compulsory mass medication except during an emergency situation, en the grounds that this is contrary to the fundamental principles of democracy.  GENERAL HOSPITALS  1. We undertake to provide new buildings and equipment as and when required in order to meet the fall requirements of our rapidly expanding population.  2. Construction of the new buildings to be in permanent material and the costs to be provided from interest free money.  3. Future building to pay more attention to fall out-Patient facilities, with adequate consulting and operating rooms with a certain number of days recovery beds. If these departments were properly planned considerable saving of hospital beds would result.  4. In order to reduce the amount of paper work and bureaucracy in the running of hospitals, we will encourage a maximum delegation of real responsibility to competent hospital boards, and will do everything possible to Speed up central decisions where these are necessary.  5. We will encourage fall-time hospital officers to avail themselves of overseas refresher courses.  6. We will review the salaries of fall-time hospital officers in the light of salaries earned by Specialists and General Practitioners not engaged in hospital work.  Health Policy (continued)  This review will include other hospital officers, and the nursing profession, and not only those officers with medical degrees. These reviews in the salary scale will be made in order to retain those highly qualified officers in the hospital service, and it is intended to bring the salaries into line with those obtaining in industry and civilian life.  PRIVATE HOSPITALS  1. We will provide money at low rates of interest to Private and Maternity Hospitals for renovations, improvements or new buildings.  2. We would increase the subsidies paid to private hospitals to:  £2 2s. 6d. per patient per day for Grade A hospitals  £1 17s. 6d. per patient per day for Grade B hospitals  GENERAL PRACTITIONERS  1. We will review the Social Security charges, mileage allowances and maternity payments after consultation with a committee set up by the Practitioners for the purpose.  2. We will review the scale of consultation and anaesthetic charges for maternity and private practice.  VOLUNTARY ORGANISATIONS  A Social Credit government will not interfere with voluntary organisations, but would assist these organisations if it were necessary or desirable after consultation with the organisation concerned; e.g. Plunket Society, Crippled Children's Society, Alcoholics Association and Health Camps.  CHIROPRACTORS  All systems of healing, such as chiropractics, will be investigated by the Research Corporation and all organisations will be asked to submit Information as for a Royal Commission.  MENTAL HEALTH  We will set up an Independent Committee of Inquiry to enquire into the whole field of Mental Health in New Zealand. This Committee would include overseas authorities and the report of the Committee's findings would be published and male public.  2. We will set up an Independent Committee to investigate the need for legal reform relating to Mental Health. The reform to be divided into five main categories:  a. Certification procedure.  b. Patient' s property rights arid civilian rights.  c. Review of patient's condition from time to time.  d. Administration of Mental Hospitals.  e. Reform of the Mental Health Act.  3. WA will set up two Professorial Posts of Psychiatry in New Zealand. One tobe concerned with undergraduate training at the Otago Medical School, arid the other for the purpose of providing adequate training for qualified practitioners wishing to specialise in Psychiatry.  It is reasonable to suggest that the Professor responsible for graduate training should be in one of the centres where a mental hospital exists. A close liaison between general arid mental hospitals could then develop.  4. We will provide training under the Professorial Board for psychiatric workers, teachers arid speech arid occupational therapists.  5. Until such time as the organisation of undergraduate arid graduate training is complete arid functioning, bursaries would be granted to allow overseas training.  6. We will grant professional status to qualified psychiatric nurses, both male arid female.  7. We believe that there should be at least 14 beds for psychiatric patients in general hospitals per 100, 000 of the regional population served with adequately staffed outpatients' departments.  8. We are of the opinion that chronic alcoholism is among the commonest neuroses in New Zealand, with an estimated 2S, 000 sufferers. Special emphasis in the training of medical students arid graduate trainees in the diagnosis of this disease will be fostered-, arid as the only truly satisfactory method of treatment is by such bodies as the National Society for Alcoholism, these bodies will be officially recognised, arid given as much Government assistance as required.  9. We would foster the provision of Mental Health Associations to assist in the aftercare arid rehabilitation of mental hospital patients.  10. We believe that present official policy has a misguided emphasis an extending residential accommodation arid a mistaken preference for large institutions. Both are opposed to modern opinion, arid to trends elsewhere.  We would concentrate an smaller, more widely spread hospitals to deal with acute cases. In addition, we would foster the growth of a number of modest country house type institutions to which patients may be taken during the day, arid from which patients could go each day to suitable work.  11. We will increase the allowance from the Social Security Fund to long term patients from 2/6 per week to 10/- per week.  MENTAL DEFICIENCY SERVICES  A good deal of this section would be intergrated with the previous section.  1. We believe that there should be some alteration to the nomenclature of the mental deficiency diseases. Certain types should be made notifiable diseases, and that the procedure for admission and subsequent reassessment be drastically revised and that a disabled persons register be established.  2. We believe there should be an expansion of extramural service with the aim of rehabilitating and supporting mental defectives in ordinary society. Cases requiring residential care would receive it in neighbourhood hostels or large houses converted for the purpose.  3. To encourage and facilitate extramural care in the interests of the patient, and to discourage too early admission to institutions, particularly for children, we would:  a. Increase the child allowance to 30/- per week to parents of mentally defective children and physically handicapped children unable to attend school.  b. Allocate realistic levels of payment to foster parents.  c. Establish a register of suitable foster homes.  4. We would ensure that the community service would be administered with considerable local autonomy and with the participation of voluntary bodies, parents, medical and other professional workers, as well as representatives of hospitals and educational boards.  5. Residential institutions would either supply special education, remedial specialists, vocational trainings, sheltered workshops or have access to them in the extramural services in the neighbourhood. Their functioning would be integrated with the latter, especially through the agency of the phychiatric workers.  EDUCATION  Education shall be freely available to all, irrespective of race, colour or creed.  We shall build a sound educational system recognising that a narrow concept of mere schooling is not enough.  A taxation refund to the amount of £10 per child per annum from the Education vote will be paid to the parent or guardian of children attending private schools.  At all stages, from the kindergarten, through primary and post-primary to university and post graduate levels, emphasis shall be directed to the fullest use of the capacities and latent talents of each individual.  Specifically, the development of physical wellbeing, self-discipline, the power of concentrated thought and exercise of considered judgments, coupled with sound academic achievement, and the inculcation of basic moral and spiritual values, shall be the prime objectives of the schools.  Essential needs of suitable administrative buildings, classroom accommodation and fall equipment will be provided.  Closer liaison between the school staffs and medical and dental services will ensure the welfare of the nation's children.  ACADEMIC STANDARDS:  At no time during the growth of our educational system has the need for the highest academic standards been more pressing.  In the age of science only the best can meet competitive stress from outside. The curriculum and teaching methods must be the best possible. Our policy shall be to examine and then strengthen these where necessary.  Classes will be progressively reduced in numbers, by a plan that includes consideration of the problems of accommodation and teacher recruitment.  MORAL VALUES:  Character-training has always been stressed in all schemes of work in the schools but a new emphasis is needed to combat the spread of delinquency among juveniles. A virile people with all the know how must fail without a foundation of fundamental principles of action and true spiritual values.  Our policy will be to enlist the services of the schools and all other agencies for a united effort to produce citizens fully equipped to meet the Problems of present day living. To this end civic pride, a sense of responsibility and Ideals of service will be fostered.  We shall maintain the multi-purpose, multi-lateral types of school throughout the Dominion and we shall provide new schools both co-educational and separate, planned to meet the expressed needs of the district they serve.  Education (continued)  Professional training of teachers will be extended to four years to ensure the continued supply of more mature teachers with better professional qualifications.  Salaries of teachers will compare favourably with other professions.  UNIVERSITIES:  University problems will be closely investigated with a view to an extension of accommodation and services.  Adult education service will be extended, particularly in rural areas.  Salaries of university personnel will be equated with equivalent positions overseas.  The work of the New Zealand Council for Educational Research will be fostered by grants to investigate in a wider field.  The Report of the Commission an Education will be closely studied with a view to the implementation of its recommendations.  We recognise that private schools are contributing not only service but a comparison value as against the State system.  The policy in relation to Health Camp admissions will be revised to include special consideration and Tonger stay for children in need of assistance and guidance for other than mere physical needs.  Social Credit believes that Education is a most vital and important activity, that the continued existence of New Zealand as a civilised, cultured and tolerant community depends largely upon the quality of the education now being given to the children in our schools, and that, costly as an efficient education system may be, it must be regarded as an absolutely essential investment for the future. We realise that the children of 1963 will be in controlling positions in the 21st. Century and must be prepared for life in an age of dramatically advancing science and technology.  The Education Vote must be increased to provide :  1. Long training period with more specialising.  2. Higher entrance qualifications.  3. Improved attractiveness of salary.  4. Increased teaching and training accommodation.  5. Smaller classes.  6. Closer study integration between all educational grades of schools.  7. More buildings and equipment.  8. Better Libraries.  9. Closer liaison between grades of schools.  10. Easier access to University for Chose with academic ability.  11. Reduced academic range within classes.  12. Expansion of Council for Educational Research.  13. Recognition of the extreme responsibility of the teaching profession from a national viewpoint.  14. Recognition of the part played in the national education system by private schools.  RECREATION AND THE ARTS  To provide more opportunities for the greater enjoyment of our growing leisure time we will foster the work of recreational bodies and social welfare organisations by providing financial assistance to them to develop playing fields, erect club houses, and purchase necessary equipment etc.  Music, Drama and Arts:  Financial assistance will be given to foster the growing popularity of theatre, ballet and music:  a. Taxes payable by visiting artists and companies would be modified so as not to be a deterrent to their visiting our country, and so depriving New Zealanders of this valuable form of entertainment.  b. We will extend the scope of the adult education system.  c. The motion picture amusement tax will be abolished.  WOMEN AND CHILDREN.  We will set up a committee of representatives of the Dominion Women's organisations, and other interested bodies, to advise the government an necessary legislation.  We will encourage the work of marriage guidance councils throughout the country with women having at least equal representatives on these councils.  HOUSING  A. State Advances  i. The functions of the State Advances Corporation will continue to provide finance at low rates of interest.  ii. The rate will not be more than 3%.  iii. Finance will be made available for both old and new homes.  iv. We will encourage the building of new houses by providing up to 100% finance to the limit of £3, 000 an the house only.  v. For those who wish to build their own houses an a progressive basis, finance will be made available up to 100°% at 3°% interest per annum subject to supervision and building to an approved final plan.  B. We will continue the policy of building state rental houses while encouraging home ownership.  C. In country towns and rural districts we will expedite the building of accommodation for polke officers, school teachers, civil servants and farm workers to encourage them to seek work in these areas.  D. The purchase price of the first house to be occupied by the purchaser will be exempt from Stamp Duty up to £4, 000.  E. Local authorities would be required to inspect and report an ALL sub-standard housing and to follow this by active rehousing and re-development of decandent and obsolete urban areas.  F. We will assist people to provide accommodation for their parents, if they are in receipt of the age benefit, in the following ways:  i. By introducing legislation to enable the construction of self-contained flats for parents as an addition to the existing homes owned by the family.  ii. Finance for these flats will be made available up to £1,000 at two per cent, £500 of which will be an interest-free suspensory loan to be written off at the rate of £100 per annum, so long as the flat is occupied by one or both of the parents.  RADIO AND TELEVISION  Social Credit endorses Corporation control of radio and television, but does not agree that the Minister of Broadcasting should have final control.  A Social Credit Government would set up the Corporation under charter to the House of Representatives and any disagreement between the Corporation and the Government of the day an matters of policy would have to be subject to a free vote among all members of the House of Representatives.  Social Credit maintains that political parties contesting elections should be allotted radio and television time during election campaign periods in proportion to the number of seats contested.  Social Credit_ would expand the television services in rural areas to ensure Dominion-wide coverage and adequate financial assistance would be given the Corporation to this end, at low rates of interest.  ELECTRIC POWER  We are against the extension of the Waikato river scheme and will concentrate an the development of resources such as in the East Coast, Wanganui, Gisborne and Wairakei Geothermal areas of the North Island.  Power supply authorities will be encouraged to develop their own power resources where it can be shown that it is economically sound and in the public interest.  IMMIGRATION  We will continue a policy of immigration from selected European stock. The number of immigrants admitted each year will be controlled in order to ensure that their absorption into the labour force will not create unemployment and that accommodation and national facilities will be adequate. We will continue to take a proportion of families with handicapped members.  PENAL REFORM  In the criminal code, prevention is better than cure, as much crime begins with delinquency. There is a great need for some form of guidance for the young leaving school. Children up to school leaving have guidance and discipline both from the school and home, and then are ejected into the industrial world to earn a living, at which point the home influence often tends to recede. The child welfare department will be extended to provide this service, giving greater continuity where necessary between school, child welfare and the probationery service.  While we are in urgent need of a maximum security prison there is also an urgent need for greater and more diversified prison accommodation. The present sheer overcrowding of the prisons is causing many escapes and the inability of the department to properly classify and treat prisoners so as to effectively carry out reform is obvious.  New prisons will provide trade training to give a sense of responsibility and make the greatest possible use of psychological and psychiatric treatment to reform and rehabilitate as far as possible, the offender.  Research into causes of crime must be stepped up, along with the methods of reform to free society as far as possible from crime.  SCENIC ATTRACTIONS  That New Zealand scenic attractions must be preserved, and where such attractions are threatened with destruction or impairment by public works or industrial enterprises, the relative value of the attraction and the enterprise must be considered, and in all cases alternative sites not involving scenic attractions will be thoroughly investigated even though this may involve some extra cost and inconvenience. These attractions must be preserved for the permanent enjoyment of all.  We do not approve the present scheme for the use of Lakes Te Anau and Manapouri to provide electric power for an aluminium industry.  TOURIST DEVELOPMENT  The League believes that the potential capacity of the tourist industry in New Zealand has not yet been paid more than lip service. We realise, however, that there are basic problems which require bold and decisive legislation before those interested in promoting tourism can develop the industry as it should be developed.  1. We think that the first major step in this regard would be to ensure that the Tourist and Publicity Department is defined by statute as a promotional department, and that it should be divorced from the business of selling travel, so that it can spend its skills and energies in the promotion of New Zealand.  We would legislate to this end, and in doing so would provide an adequate budget for the Department to be able to conduct reasonable advertising campaigns in the necessary media overseas.  2. We would recognise the New Zealand Travel and Holidays Association as a permanent advisory body to government, because it is so constituted that it represents the major private enterprise and organisational concerns in the tourist industry.  3. We would always pay full regard to the preservation of our scenic heritage, even if the short-term benefits from industry may appear to be more apparent. In our view tourism, which includes our scenic treasures, is an invisible export product an which there is no wear and tear. The beauties and attractions with which wo are endowed as a nation are also part of our cultural heritage.  4. We would do all possible to encourage firm liaison with Australia, Fiji, and adjacent areas, in the promotion of the South Pacific, in order to expand our share of the tourist travel which emanates from the jet routes of the Pacific as a whole.  5. We would extend the facilities of the Tourist Hotel Corporation in tourist areas where it was apparent that private enterprise could not or would not provide the accommodation and amenities necessary to the proper promotion of the area.  6. In our long-term planning of the tourist industry, wo would be in favour of divorcing 'beds from beer', so that accommodation was eventually considered in its own right, and liquor sale and distribution as a separate aspect.  MAORI AFFAIRS  A. We believe that we are one people, and that there should be equal rights of citizenship between the two races in all aspects within the community.  B. Waitangi Day shall be a national holiday to commemorate the union of the two races. (6th February)  C. Where they qualify, Maoris should be members of any international team going overseas, otherwise New Zealand should not send a team, or if it does, it should not be designated as a fully representative New Zealand team.  D. We will call a round table conference of interested parties including the Maori leaders, to discuss outstanding problems such as the following:  a. The serious drift of the Maoris from the country to the city.  b. Land ownership and titles.  c. The housing problem and youth hostels.  d. Maori education.  e. Use of leisure time and increased recreational facilities.  E. The Social Credit Government would ratify the Treaty of Waitangi and preserve the Sanctity of the Maori Race. It is fully agreed that the method of implementation would be that a Social Credit Government would hold a round table meeting with representatives of the Maoris to reach agreement an practical implementation according to conditions at that time.  STATEMENT ON DEFENCE  1. New Zealand, by virtue of its lengthy coastline and comparative isolation from the rest of the countries in the Pacific cannot hope to defend itself by any means other than regional security pacts. Australia, our nearest neighbour, shares our defence problem and therefore is logically our closest ally. We accept that any movement in South East Asia which threatens Australia must be regarded as a threat to New Zealand.  2. We are concerned that New Zealand's voice was not raised loudly in support of the integrity of Dutch New Guinea during the recent crisis in that country. Now that we are faced with a fait accompli, we must strive to maintain harmonious trade relations with all South East Asian countries.  3. We must honour and strengthen defence agreements with those countries whose interests are synonymous with ours.  4. The New Zealand soldiers have a record second to none for valour in battle; their initiative and self reliance make them eminently suited to the requirement of jungle warfare. Within our available manpower, we will mould a strong mobile highly trained commando type army specifically equiped for this type of operation.  The Navy must be equipped to guard the shipping lanes of our part of the Pacific against the threat of marauding submarines. To do this we require an effective Hunter-Killer anti submarine force. We will See this is provided. We are aware of the magnificent record established by the New Zealand Navy in the course of its operations in the trouble areas of S .E. Asia and of the value of navel goodwill visits to friendly countries. We will increase these visits.  5. We regard the establishment of an efficient Air Force as being of paramount importance. Though the officers and other renks are of the highest calibre, the equipment supplied has always been sparse and semi-obsolete. We intend to remedy this neglect and to greatly strengthen this arm of our fighting Services. Our Air Force must be an efficient fighting force. It is the Sharp edge around which we develop our whole defence strategy.  6. We will ensure that Nos. 14 and 75 Squadron are re-equipped with the most suitable aircraft for their task . (To transport our attack squadrons as well as the Navy and Army, we will provide suitable long-range transport aircraft.) (We will not overlook the need for a short takeoff replacement for the Bristol Freighter which have added so much to New Zealand's prestige in the less developed areas of South East Asia.) Our Maritime commitment also demands urgent attention.  7. We believe in the principle of voluntary Service. While we believe that non-regular forces must play an important part in our defence policy, we 3 do not think that C . M . T . can provide the type of force which we require. The Navy Reserve Division provide ample evidence of the loyal and efficient service which vclunteers can render. We will immediately take steps to reinstate the volunteer system for the Army and the Air Force.  EXTERNAL POLICY  The British Commonwealth and Empire:  We affirm our belief in Christian Principles and will endeavour to put emphasis an this as a guide to all Government activities.  We believe that the British countries have the right to live and trade together as a family. Wo will endeavour to strengthen the traditional British Ties. Wo will combat all subversive ideologies and activities.  International Relations:  We will support the Western Nations in their efforts to preserve peace and harmony and will cooperate with all nations in this endeavour. We will support the United Nations insofar as it works for true freedom, peace and economic security for all peoples and nations. (We are opposed to such mandatory international agreements as Bretton Woods, World Bank and the General Agreement an Tariffs and Trade where they are against the interests of New Zealand and the British Commonwealth.)  We will endeavour to initiate a permanent Commonwealth Council to promote cooperation within the Commonwealth and Empire and to secure a united front in international relations.  GENERAL  A. Disaster covers: We will extend the scope of war damage and earthquake insurance fund covers to apply in individual cases where abnormal disasters occur caused by natural phenomena and for which no compensation is received an the grounds that it is not a district disaster.  B. Airports: We believe that it is essential that there be airports of international standard both in the North and South Islands. Towards this end we will complete facilities at Harewood to bring this airport up to International standard. We will review the trans-Tasman rights and re-open negotiations with other interested international airlines.  C. Liquor Laws:  1. We recognise that the Liquor Licensing Laws will be overhauled from time to time as a process of evolution.  2. In general we believe that beds should be divorced from beer so that the accommodation industry can develop in its own right related to the very real needs of New Zealanders and overseas visitors.  3. We would continue the existing financial assistance at present up to £4 million at 6% but we would reduce the rate of interest for such loans to 3%.  4. We would extend the Provision of Tourist Hotel Corporation hotels in key tourist areas particularly in the main arrival points for overseas tourists such as Auckland, Wellington and Christchurch.  5. We would instruct the Licensing Commission to give every assistance to the hotel trade to allow for the improvement of its facilities in licensed bars with the aim that as soon as possible all New Zealanders would be able to obtain a reasonable type of buffet meal under good conditions where liquor was provided.  6. We would alter the ballot paper which concerns Licensing Laws to allow the public firstly a vote for Prohibition or continuance and secondly, as a separate vote, the choice of private control or Trust control of hotels.  D. Local Body Amalgamation: In every scheme for local body amalgamation a poll of the ratepayers concerned will be taken, and each area affected must pass the proposal by majority.  E. Ward System of Local Body Government: Upon presentation of a petition by five per cent of the electors to any local body requesting the introduction of the ward system, a poll of the electors affected will be taken.  F. Local Body Rates: We believe that it is only just and right that Government should pay local body rates an Government occupied properties, and would legislate to remove anomalies affecting local bodies in this respect.  G. Tenders: We will ensure that successful tenders for Government contracts, purchases and sales may be examined by all tenderers.  H. Motor Trading Reform: Until the Operation of our financial policy has restored the free flow of trade and consumer goods, we will control the present scandalous trading in secondhand motor cars by the following methods:  General (continued)  i. Require the licensing of premises used by firms and individual L. M. V. D. S.  ii. Prohibit the sale of any motor car, new or secondhand, for more than the controlled price.  iii. Prohibit the demanding of a trade-in or any other consideration other than the cash price of the vehicle and require that all advertisements of cars for sale should disclose the full cash price.  iv. Punish offenders by fines up to £1,000 AND the cancellation of the licence for both the dealer and his premises.  It will be the policy of every Social Credit member of parliament to encourage his electorate to establish a non-Party political organisation of electors to act as a Liaison Committee to consult with him in matters concerning the electorate.  THE TENETS OF SOCIAL CREDIT  OUR PRINCIPLES  1. We believe that what is physically possible and desirable for the betterment of Mankind should be made financially possible.  2. Our basic principle is the establishment of an economic and social order built an the foundations of Brotherly Love, Truth, Justice, and Honest Endeavour.  3. We believe that the Individual is more important than the State, and that Systems should be made for Man - not Man for Systems.  4. We believe that restrictive forms of Political and Financial Dictatorship, Monopoly, and Bureaucracy, should be strenuously opposed.  5. We believe in competitive enterprise, and that State owned business should conform to the same conditions .as privately owned concerns. We believe that the function of Government is to set fair rules.  6. We believe that the only proper purpose of Production is Consumption, and that labour - saving is the proper purpose of labour-saving inventions.  7. We believe :hat the first necessity in establishing our principles is to reform our present un-Christian monetary system, which is dishonest and unjust, and is the basic cause of many other evils.  OUR PURPOSE  1. To cut taxation, and reduce the cost of living.  2. To combat inflation, and restore the value of the £.  3. To protect and enhance the value of wages, savings and pensions.  4. To use every means to stimulate production, and to ensure that as machines take the place of men, incomes will be maintained to effect distribution of the product.  5. To make possible the rapid introduction of labour-saving devices, both industrial and domestic.  6. To encourage skills in work by ensuring a just reward.  7. To increase opportunity for cultural, spiritual, and recreational activities.  OUR FIRST STEPS  1. We will introduce a Bill of Rights for New Zealand to limit the powers of Government and safeguard the individual against the invasion of Rights and Liberties.  2. We will make all Orders-in-Council, and Acts of Administrative Bodies subject to appeal in a Court of Law.  3. We will secure to the people the ownership and use of their own credit.  4. We will ensure that the Reserve Bank carries out its legislative function as a National Credit Authority, thereby stabilising the purchasing power of money.  5. We will substantially reduce taxation and costs of production in primary and secondary industries.  6. We will increase pensions and other benefits without adding to taxation.  7. We will extend, without increasing taxation, the present subsidies an consumer goods to cover a fax wider range.  8. We will drastically cut Death Duties to combat Socialism and Disinheritance.  9. We will provide interest-free money for public and local body works to the limit of labour and materials available.